Intro
Discover the annual salary and benefits for a Navy E4, including base pay, allowances, and special pays. Learn how rank, time in service, and family size impact your earnings. Explore the full breakdown of a Navy E4s compensation package, including housing, food, and education benefits, to plan your military career.
The United States Navy offers a competitive compensation package to its enlisted personnel, including those at the E-4 pay grade. As a Navy E-4, also known as a Petty Officer Third Class, you can expect a comprehensive annual salary and benefits breakdown that includes base pay, allowances, and other forms of compensation.
Base Pay
The base pay for a Navy E-4 is determined by the Department of Defense's pay scale, which is adjusted annually based on the Employment Cost Index (ECI). As of 2022, the base pay for an E-4 in the Navy is as follows:
- With less than 2 years of service: $2,394.90 per month
- With 2-3 years of service: $2,541.60 per month
- With 4-6 years of service: $2,745.30 per month
- With 7-10 years of service: $3,016.20 per month
- With 11-14 years of service: $3,246.10 per month
- With 15-20 years of service: $3,450.90 per month
- With 21-26 years of service: $3,654.30 per month
- With 27-30 years of service: $3,851.50 per month
- With over 30 years of service: $4,036.40 per month
Annual base pay for an E-4 in the Navy ranges from $28,737.80 to $48,437.80, depending on time in service.
Allowances
In addition to base pay, Navy E-4s are eligible for various allowances to help offset the cost of living and other expenses. These allowances include:
- Basic Allowance for Housing (BAH): This allowance helps cover the cost of housing, whether on or off base. The amount of BAH varies depending on location, pay grade, and family size.
- Basic Allowance for Subsistence (BAS): This allowance helps cover the cost of food and is currently set at $369.39 per month.
- Cost of Living Allowance (COLA): This allowance helps offset the cost of living in areas with a high cost of living. The amount of COLA varies depending on location.
- Family Separation Allowance (FSA): This allowance helps cover the cost of separation from family members due to military duty. The amount of FSA varies depending on the type and length of separation.
Other Forms of Compensation
In addition to base pay and allowances, Navy E-4s may be eligible for other forms of compensation, including:
- Special Duty Pay: This pay is awarded to personnel who perform hazardous or specialized duties, such as diving or parachuting.
- Sea Pay: This pay is awarded to personnel who serve on ships or submarines.
- Subspecialty Pay: This pay is awarded to personnel who possess specialized skills or certifications, such as language proficiency or medical skills.
- Hazardous Duty Pay: This pay is awarded to personnel who perform duties that are considered hazardous, such as explosive ordnance disposal.
Benefits
Navy E-4s are also eligible for a range of benefits, including:
- Comprehensive medical, dental, and pharmacy coverage through TRICARE
- Access to on-base facilities, including gyms, pools, and shopping centers
- Opportunities for education and training, including tuition assistance and certification programs
- Access to military bases and installations around the world
- Home loan guarantees and other housing benefits
- Shopping privileges at the Navy Exchange and other military stores
- Access to Morale, Welfare, and Recreation (MWR) programs, including entertainment, recreation, and travel benefits
Total Compensation Package
When you combine base pay, allowances, and other forms of compensation, the total compensation package for a Navy E-4 can be substantial. Here is an estimated breakdown of the total compensation package for an E-4 in the Navy:
- Base pay: $28,737.80 - $48,437.80 per year
- Allowances: $10,000 - $20,000 per year
- Other forms of compensation: $5,000 - $10,000 per year
- Benefits: $10,000 - $20,000 per year
Total compensation package: $53,737.80 - $98,437.80 per year
Gallery of Navy E-4 Life
Navy E-4 Life Image Gallery
Frequently Asked Questions
How much does a Navy E-4 make per year?
+A Navy E-4 can make between $28,737.80 and $48,437.80 per year, depending on time in service.
What benefits does a Navy E-4 receive?
+A Navy E-4 receives comprehensive medical, dental, and pharmacy coverage, as well as access to on-base facilities, education and training opportunities, and other benefits.
How long does it take to become a Navy E-4?
+It typically takes 2-4 years of service to become a Navy E-4, depending on performance and advancement opportunities.
If you're considering a career in the Navy, becoming an E-4 can be a rewarding and challenging experience. With a comprehensive compensation package, including base pay, allowances, and benefits, you can enjoy a high quality of life while serving your country.